With reprise.fi, you can earn more by inviting friends. Our referral system lets you share a piece of their yield, speeding up your debt repayment while they benefit too. It’s a win-win, powered by smart contracts on Ink.

How It Works

  1. Get Your Referral Link
    Head to your dashboard and grab your unique referral link. Share it with friends, on socials, or anywhere you like.

  2. Your Friend Deposits
    When your friend uses your link to join reprise.fi and deposits collateral (e.g., 1,000 USDC) into a vault, they start earning yield—just like you.

  3. Yield Sharing Kicks In
    Your friend’s deposit generates yield (e.g., 5% APY, or 50 USDC/year on 1,000 USDC). A small fee (8% of their yield) is taken:

    • 6% goes to the protocol.
    • 2% is converted to [rUSD] and sent to you, automatically reducing your debt.
  4. Faster Debt Repayment
    That 2% yield share directly burns your [rUSD] debt. For example, if your friend earns 50 USDC in yield, you get 1 USDC (2%) toward your debt—on top of your own yield.

  5. It Scales
    If your friend refers someone else, their deposit yield also contributes to your earnings, creating a chain: Friend → You → Their Friend. The more you refer, the faster your debt disappears.

Example in Action

  • You refer Alice.
  • Alice deposits 1,000 USDC, earning 5% APY (50 USDC/year).
  • Fee: 8% of 50 USDC = 4 USDC.
    • 3 USDC to reprise.fi.
    • 1 USDC to you, reducing your debt by 1 [rUSD].
  • Alice refers Bob, and the cycle continues—his yield helps Alice, and indirectly helps you.

Benefits

  • Accelerate Repayment: More referrals mean faster debt reduction, all passive.
  • No Extra Cost to Friends: The fee only comes from yield, not their principal.
  • Unlimited Potential: Refer as many friends as you want—your network becomes your advantage.
  • Transparent and Automated: Smart contracts handle everything, visible on Ink’s blockchain.

Get Started

Find your referral link in the dashboard and start sharing. Watch your debt shrink faster with every friend who joins.